我觉得很苦。。

所做的一切。。。
对错我不知道。。。
人家说blog是让人把内心话说出来的地方。。
但我不认为是这样。。
有谁真正了解我。。。
没有。。
人为什么要有感情。。
冷血。。
或许好一点。。
我不知道。。
好乱。。
我应该怎样。。？？

GReat LIfe Essential Lady

GreatLife Essential Lady "Every woman deserves a great life." You work hard to achieve your goals in your career and for your family. While looking after your loved ones, you also want to take care of your own health and well-being. GreatLife Essential Lady is created with you in mind. It is a new category of insurance plans that is developed to protect you against major female-related health conditions. Depending on your needs, you have a choice of two riders. IL LadyCare Rider   - is ideal for all women who want protection against female-related illnesses. IL LadyCare Advantage Rider   - designed for women who are planning for motherhood, and those who    need maternity-related coverage. Protection against major female illnesses IL LadyCare and IL LadyCare Advantage Riders provide you with protection against female-related illnesses, such as cancers to the breast, cervix uteri, uterus, placenta, fallopian tube, vulva and vagina, even during the early stage. Up to 130% of protection value Once you are diagnosed with cancer, the benefits also include surgical procedures related to breast and female internal organs such as uterus, fallopian tube and vagina. The total coverage for cancer and the related surgical procedures is up to 130% of rider's sum assured. Assurance during pregnancy IL LadyCare Advantage Rider not only covers against female-related illnesses and related surgical procedures, but also protects you against maternity-related medical conditions. It covers complications arising in pregnancy and infant coverage such as Premature Birth Requiring Neonatal ICU, Down's Syndrome and Cleft Palate.

Smart Early PAyout CRitical CAre

Smart Early Payout CriticalCare

The first plan in Malaysia that pays at the early stages of critical illness. With continuous medical advances and emphasis on periodic health screening, early detection of a critical illness is promising and may save your life. But will your finances be there to see you through the early treatment of a critical illness? Smart Early Payout CriticalCare is designed with you in mind. It’s a unique investment-linked insurance rider, which pays upon early diagnosis of a critical illness, not when the illness has become more severe as with most insurance plans.

Early Payout, Finances Saved When your life threatens to come to a halt, you need to bounce back fast. With early payouts to provide for early treatments, you won’t have to put off your other life plans should a critical illness occur. More importantly, you do not have to be financially burdened. The lump sum paid may be used at your discretion choose to use it for medical treatments or therapy, medication or even to settle financial commitments. With the advantage of early financial support from Smart Early Payout CriticalCare, you can focus solely on treatment and recovery so that you can get back on your feet again. Multiple Claims Across Multiple Critical Illnesses The most thoughtful thing is, Smart Early Payout CriticalCare allows for multiple claims for different critical illnesses or across severity levels within the same critical illness. Furthermore, you will not have to wait in between submission of claims should your condition deteriorate to a more advanced stage. There are no limits to the number of critical illness conditions that you can claim against, as long as the pre-defined conditions are fulfilled and the sum of claim payouts are within the rider’s sum assured limit.

maximising saving .....???

WITH longer life expectancy, escalating medical and education costs, most people’s Employees Provident Fund (EPF) savings will diminish over time.72% of the members who withdraw their savings at age 55 tend to spend all the money within three years..

Depending on a person’s risk appetite, investment time horizon and income, one can opt to invest in, among others, properties, equities, unit trusts and investment-linked insurance plans.

 Regular investing and saving is an effective and convenient way to help one reach his retirement goal.

Even a little money saved regularly can grow to a tidy sum over time.
The easiest way to reach your financial goals is to start investing through a regular savings plan.(copy and paste from the star online)

u can start with a simple saving plan now...
great eastern provided various type of saving plan..
multi cash , great income enhancer, elite buider..
think for urself,think for ur family....:)

If the Government is serious about providing ways for Malaysians to fund their retirement, they should allow EPF contributors to invest into offshore funds for greater choice and diversification.

生活真的有这么容易。。？还是真的那么难。。？

我的生活。。
好乱。。。
无奈。。。
我真的想要很努力赚钱。。。
可是我越想。。就越觉得辛苦。。。
我只想找一份我喜欢又能赚钱的工作。。
有这么难吗。。？
发型师。。
名字好听。。
工钱少得可怜。。
工作时间长的可悲。。
应该继续做下去吗。。？
问朋友。。
他们都说“你喜欢就好”
               “不做的话，那你为何当初进这一行？”
               “你当初的梦想呢。？

               “转行咯”
                “做office工”

拜托。。。
我头都大了。。
最近不懂做么这么倒。。
什么都做不好。。。
我的Mr io
应该对我“死心”了吧。。
好现实的社会。。


不怕。。
请不要太看的起我。。
我不是女超人。。
不是什么都能做到很好。。
我一定要从新计划我的“路”
走该走的路。。。

跳舞。。
我几时才可以再次跳舞。。？
好失败。。。。
：（（（（（（

Laz nite ..

hmmmm...
laz nite bowling was fun...
hahx..
so sorry to let u teach such a stupid student like "me" to play bowling...
its a nice experience....
few years ago i ever play bowling and that time i really like bowling..
but don't know why and what reason..
i stop it and started to hate it...
luckily i can overcome d "unlike", "hate"..
and accompany u for d bowling..
thanks ya..
for teaching me..:)


i shouldn't say all that "stupid" things laz nite...
its my problem...
a problem that i still cant overcome..
its really happy when we play and fool around...
:):):)
lets solve d problem together...

if i say" i love u" then i mean it♥.

if i say"i love u" then i mean it♥.
if i say "i like u" maybe i haven't really fall in love...
if i say" i hate u" tats not real...
if i say "i miss u" i really miss u badly....
if i say " thank you" ....i really appreciate u..
if i say"up to u"..means i let u make decision...
if i say " see first" ..i just need time to think...
if  i say "u r great"...that's mean i admire u..


nothing more important than i "precious" u......
大笨猪。。。