Smart Early PAyout CRitical CAre

Smart Early Payout CriticalCare

The first plan in Malaysia that pays at the early stages of critical illness. With continuous medical advances and emphasis on periodic health screening, early detection of a critical illness is promising and may save your life. But will your finances be there to see you through the early treatment of a critical illness? Smart Early Payout CriticalCare is designed with you in mind. It’s a unique investment-linked insurance rider, which pays upon early diagnosis of a critical illness, not when the illness has become more severe as with most insurance plans.

Early Payout, Finances Saved When your life threatens to come to a halt, you need to bounce back fast. With early payouts to provide for early treatments, you won’t have to put off your other life plans should a critical illness occur. More importantly, you do not have to be financially burdened. The lump sum paid may be used at your discretion choose to use it for medical treatments or therapy, medication or even to settle financial commitments. With the advantage of early financial support from Smart Early Payout CriticalCare, you can focus solely on treatment and recovery so that you can get back on your feet again. Multiple Claims Across Multiple Critical Illnesses The most thoughtful thing is, Smart Early Payout CriticalCare allows for multiple claims for different critical illnesses or across severity levels within the same critical illness. Furthermore, you will not have to wait in between submission of claims should your condition deteriorate to a more advanced stage. There are no limits to the number of critical illness conditions that you can claim against, as long as the pre-defined conditions are fulfilled and the sum of claim payouts are within the rider’s sum assured limit.

maximising saving .....???

WITH longer life expectancy, escalating medical and education costs, most people’s Employees Provident Fund (EPF) savings will diminish over time.72% of the members who withdraw their savings at age 55 tend to spend all the money within three years..

Depending on a person’s risk appetite, investment time horizon and income, one can opt to invest in, among others, properties, equities, unit trusts and investment-linked insurance plans.

 Regular investing and saving is an effective and convenient way to help one reach his retirement goal.

Even a little money saved regularly can grow to a tidy sum over time.
The easiest way to reach your financial goals is to start investing through a regular savings plan.(copy and paste from the star online)

u can start with a simple saving plan now...
great eastern provided various type of saving plan..
multi cash , great income enhancer, elite buider..
think for urself,think for ur family....:)

If the Government is serious about providing ways for Malaysians to fund their retirement, they should allow EPF contributors to invest into offshore funds for greater choice and diversification.

生活真的有这么容易。。？还是真的那么难。。？

我的生活。。
好乱。。。
无奈。。。
我真的想要很努力赚钱。。。
可是我越想。。就越觉得辛苦。。。
我只想找一份我喜欢又能赚钱的工作。。
有这么难吗。。？
发型师。。
名字好听。。
工钱少得可怜。。
工作时间长的可悲。。
应该继续做下去吗。。？
问朋友。。
他们都说“你喜欢就好”
               “不做的话，那你为何当初进这一行？”
               “你当初的梦想呢。？

               “转行咯”
                “做office工”

拜托。。。
我头都大了。。
最近不懂做么这么倒。。
什么都做不好。。。
我的Mr io
应该对我“死心”了吧。。
好现实的社会。。


不怕。。
请不要太看的起我。。
我不是女超人。。
不是什么都能做到很好。。
我一定要从新计划我的“路”
走该走的路。。。

跳舞。。
我几时才可以再次跳舞。。？
好失败。。。。
：（（（（（（

Laz nite ..

hmmmm...
laz nite bowling was fun...
hahx..
so sorry to let u teach such a stupid student like "me" to play bowling...
its a nice experience....
few years ago i ever play bowling and that time i really like bowling..
but don't know why and what reason..
i stop it and started to hate it...
luckily i can overcome d "unlike", "hate"..
and accompany u for d bowling..
thanks ya..
for teaching me..:)


i shouldn't say all that "stupid" things laz nite...
its my problem...
a problem that i still cant overcome..
its really happy when we play and fool around...
:):):)
lets solve d problem together...

if i say" i love u" then i mean it♥.

if i say"i love u" then i mean it♥.
if i say "i like u" maybe i haven't really fall in love...
if i say" i hate u" tats not real...
if i say "i miss u" i really miss u badly....
if i say " thank you" ....i really appreciate u..
if i say"up to u"..means i let u make decision...
if i say " see first" ..i just need time to think...
if  i say "u r great"...that's mean i admire u..


nothing more important than i "precious" u......
大笨猪。。。

我需要一个星期收拾我的心情。。

mr io
对不起。。
你一定觉得我很“难搞”
我需要一点点时间重新整理我的思绪。。
之后我一定会继续努力的。。。

古晋和吉隆坡的生活方式很不一样。。
那边的人生活很轻松。。
没有压力。。
做事情也不喜欢匆匆忙忙。。

我承认回去时，我并没有认真努力的做。。。
因为。。
没有原因（任何原因都是自己给自己的借口）
所以我也不需要给你任何理由。。
那都是无谓的。。
我也很想像你们那样成功。。

我真的想。。
但是我所知道的东西有限。。
跟大老板谈。。我会紧张。。。
或许我不够自信。。
清给我在一年里面训练出自己的个人风格。。。
一年后，我保证我可以做得比现在更好。。

在这行我学会了所谓的责任感。。
也懂得如何以别人沟通。。
五年没见的朋友说我变了。。
他们说我没有选错行。。
因为他们看到我的改变。。
变自信。。
爱讲话。。

哈哈。。。
这是好事。。
但我觉得还不够好。。
我会继续加油的。。。

its such a complicated feeling..

Dar Dar..
u had suddenly entered into my life..
omg..
i cant believed that we meet in such a way..
and everything just happened so fast...
i had such a complicated feeling towards you..
a feeling that cant be described..

i just don't even really know u and understand about u..
ya..
i m not prepared yet..
to be a girlfriend..
my problem..
first of all...
u r really like my fren
d way u express ur feeling..
ur planning about future...

maybe..
i really need someone by my side...
but is it "boyfriend"?
i also cant answer this question.
i m afraid to fall deep inside a relationship..

i will lost my characteristic..
i just wanna be well prepared before starting a relationship.
i m sure i don't really understand about u..
u too right...?
its sweet to be with someone u love..
but its tough to maintain a relationship..

a relationship should start not because of loneliness...
that's not love..